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Personal Checking Accounts | Reorder Your Checks | Personal Savings Accounts
Investment Savings Accounts
Personal Checking Accounts
Increased FDIC Insurance Limits now protect up to $250,000 per depositor.
Patriot National Bank has designed its personal checking accounts to create options that make sense for managing your hard-earned money.
| CHECKING WITH DIR. DEPOSIT |
STAR CHECKING |
STAR PREMIUM INTEREST CHECKING |
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| $50 |
$50 |
$100 |
| $500 or Direct Deposit |
$1,500 |
$5,000 |
| YES or maintain required balance |
or 5 Bill Payments per statement |
or 5 Bill Payments per statement |
| $10 |
$15 |
$25 |
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with premium rates |
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| 4 per statement cycle |
6 per statement cycle |
Unlimited |
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Patriot National Bank is participating in the FDIC's Transaction Account Guarantee Program which has been extended to December 31, 2012. Under this program all transaction accounts earning 0.25% or less are fully guaranteed by the FDIC for the entire amount in the account. Coverage under this program is in addition to, and separate from, any other FDIC coverage.
Reorder Your Checks
Click the link below to order (or reorder) personal checks directly from Deluxe check printers. You will be routed to their secure website and guided through the ordering process with the ability to adjust quantity and change check design if needed. Checks will be delivered directly to your front door!
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Personal Savings Accounts
Increased FDIC Insurance Limits now protect up to $250,000 per depositor.
These accounts are for customers interested in a safe and more traditional long-term money management plan. They appeal to persons who want to set aside a portion of their liquid assets and watch them grow. Our savings accounts permit easy access for deposits, withdrawals and transfers between Patriot accounts. For complete account details, contact your Customer Service Representative at 1.888.PATRIOT(728-7468).
Statement Savings an interest bearing account that rewards you with higher rates for higher balances.. A minimum of $50 is required to open this account. This account includes:
- ATM card
- FREE Online banking with email alerts
- FREE 24-hour telephone banking
- Easy-to-read monthly statements (may be combined with Patriot checking account statements)
Passbook Savings is an interest bearing account that allows customers to keep track of their savings activity as deposits and withdrawals are recorded in a booklet at the time of each in-branch transaction. A minimum of $50 is required to open this account.
Star Premium MM Savings is a tiered interest bearing account, available for personal accounts. To be eligible for this account you must open and maintain a new STAR Interest Checking Account. Interest is earned on MM Savings accounts with balances exceeding $2500 when the required average daily balance as well the required banking transactions (Direct Deposit or Online Bill Payment) are met for the STAR Interest Checking Account. This account is limited to one per household.
Money Market Account is a highly liquid savings account that carries a low risk and a high yield, earning competitive interest rates. A minimum of $2,000 is required to open an account. Higher rates earn higher yields. Account includes:
- ATM card
- Free Internet banking
- Free 24-hour telephone banking
- Easy-to-read monthly statement
Health Savings Account (HSA) is an IRA-like account designed exclusively to cover the medical expenses of the person who opens the account and his/her dependents.
Created by Congress to combat rising medical costs, the interest-bearing HSA provides a tax saving incentive for consumers to pay "first-dollar" medical expenses.
Investment Savings Accounts
Increased FDIC Insurance Limits now protect up to $250,000 per depositor.
Certificate of Deposit Accounts are an excellent way to save money in the short term, generally less than five years. These types of accounts provide higher interest rates than traditional savings accounts but with some limitations regarding access to your funds.
Certificate of Deposit Accounts range from 3 month to 5 year terms and let you select the investment time frame that best suits your financial needs. CDs are a safe option for your money, growing your initial deposit through a pre-determined, guaranteed amount of interest. Interest is compounded daily and credited monthly to your CD and may be transferred to any of your Patriot accounts, or mailed to you. You may not make any deposits to your account prior to maturity. Withdrawals of principal before maturity may be subject to penalties. Certificates of Deposits are also available as Individual Retirement Accounts (IRAs).
For current rate information, speak to a Customer Service Representative during business hours, toll-free at 1.888.PATRIOT(728-7468).
Certificate of Deposit Account: Minimum initial deposit of $500
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